Provider comparison
Vitality vs Medicash
Side-by-side comparison from the PerkIQ directory. Cover, pricing, regulator status, and fit at a glance.
Category
Health & Insurance
Health & Insurance
Best for
Small businesses to large employers
Employers wanting cover for all staff
Pricing model
On request
On request
UK presence
Since 2004
Since 1871
Regulator
FCA and PRA regulated insurer (see FCA Register)
FCA and PRA regulated insurer (see FCA Register)
Strapline
Vitality offers private medical insurance for employers, combined with a rewards programme that encourages healthier habits.
Medicash provides health cash plans that pay employees back for everyday healthcare costs such as dental, optical and physiotherapy.
What's included
- Private medical insurance. Group health cover for employees, with plan options for different business sizes.
- Vitality Programme. Rewards and partner offers for staying active and looking after health.
- Health and wellbeing support. Support aimed at prevention as well as treatment.
- Direct or through a broker. Available to employers directly or through a benefits broker.
- Health cash plans. Employees claim back everyday healthcare costs up to annual limits.
- Dental and optical. Cash back towards check-ups, treatment, glasses and contact lenses.
- Therapies. Cash back towards treatments such as physiotherapy.
- Not-for-profit. Medicash is a not-for-profit health cash plan provider.
At a glance
- FCA and PRA regulated
- Part of the Discovery group
- In the UK since 2004
- Rewards for healthy habits
- FCA and PRA regulated
- Not-for-profit
- Roots in Liverpool, 1871
- Health cash plans
Pick the right one with data, not a sales pitch
Score your benefits stack with PerkIQ and you'll see which of these (or another provider entirely) closes the biggest gaps for your team.
Information on this page is editorial, gathered from public sources and the providers' own materials, and does not constitute financial advice or a recommendation. For a quote, contact each provider directly or speak to an FCA-authorised broker. PerkIQ is not a reseller and earns no commission on provider sign-ups.