The PerkIQ Blog
Practical guides on building employee benefits packages that actually work for growing UK SMEs. Pensions, wellbeing, salary sacrifice, surveys, and more.
Managing a UK team from the US? This guide covers what the law requires, how pension auto-enrolment works, salary sacrifice, P11D reporting, private medical insurance, and what UK employees actually expect.
Read articleEmploying people in the UK from overseas? This guide covers what UK law requires, pension auto-enrolment, salary sacrifice, P11D reporting, private medical insurance, and what UK employees expect, whether you employ them directly or through an Employer of Record.
NI increases, a 15-year sickness high and talent pressure are forcing UK SMEs to act. What the Howden/YouGov and Drewberry benchmarking data reveals, and where to focus first.
The P11D and P11D(b) deadline for the 2025/26 tax year is 6 July 2026. Class 1A National Insurance is due 19 or 22 July. What to report, how to file, and the April 2027 payrolling change explained.
From 6 April 2026, HMRC extended the income tax and NIC exemption to employer reimbursements for eye tests, flu vaccinations and homeworking equipment. What changed and what it means.
From April 2029, salary-sacrificed pension contributions above £2,000 a year lose their National Insurance break. What is changing, who it affects, and what to do now.
We have partnered with Payroll Ninjas, the community behind thousands of UK payroll and HR professionals, to give their members a straightforward way to check where their employee benefits stand.
We are not a benefits platform. We are the tool that helps you figure out which one you need. An independent review of the top UK benefits platforms.
How the Cycle to Work scheme works, the spending limit, how much you save, and the rules on eligibility and ownership. An independent guide for UK employers and employees.
What an Employee Assistance Programme (EAP) is, what it covers, what it costs, the tax treatment, and whether it is worth it. An independent guide for UK employers.
The best business health insurance providers for UK SMEs, including Bupa, AXA Health, Aviva, Vitality and WPA, with what to weigh on cover, cost and tax.
Yes, employer-paid private medical insurance is a taxable benefit-in-kind. How it is taxed, what the employer pays in Class 1A National Insurance, P11D reporting, and the move to payrolling from April 2027.
How electric car salary sacrifice works, what you can save, and the 2026/27 benefit-in-kind rate. An independent guide for UK employers and employees weighing it up.
An independent look at the best workplace pension providers for UK small businesses, including NEST, Smart Pension, Penfold, The People's Pension and Aviva, with what to weigh on cost, setup and support.
You know you should audit your benefits. The question is how. A genuine comparison of manual and automated approaches, with an honest look at when each works best.
Not all salary sacrifice schemes deliver the same value. A side-by-side comparison of cycle to work, EV schemes, pensions, tech and childcare for UK employers.
Flexible working is now a day one right. Here is what that means for your benefits strategy and what mid-market employers should do about it.
68% of employers lack insight into how employees value their benefits. A seven-step process for auditing your benefits properly.
You do not need a big budget to build a meaningful wellbeing strategy. 10 practical, low-cost initiatives for UK employers with 10 to 500 staff.
A practical 90-day countdown to your next benefits renewal. Review utilisation, benchmark costs, negotiate better terms, and stop auto-renewing blind.
Most employers know what they spend on benefits but not what they get back. A five-step framework for measuring return on your benefits investment.
SSP reforms, day one rights, the Fair Work Agency and more. A comprehensive guide to every change UK employers need to know about and act on now.
Day one sick pay, no earnings limit, the 80% rule, and what your payroll team needs to update. Plus how to close the gap SSP leaves behind.
Three survey templates designed for specific moments in the employee lifecycle. Measure loyalty, understand why people leave, and find out whether new starters know what benefits they have.
How new starters perceive your benefits in the first 90 days shapes whether they engage with them for years to come. An onboarding survey captures that window before it closes.
Every departing employee holds information you cannot get from anyone who stays. A structured exit interview turns individual departures into data that prevents future ones.
The Employee Net Promoter Score is the simplest way to track whether your people would recommend working for you. One question, scored consistently, tracked over time.
One in four employees say financial worries affect their work. The business case for financial wellbeing and what good employer support looks like.
Most employers design benefits based on assumption. The gap between what they think employees want and what employees actually value is often significant and expensive.
PMI and cash plans are the two most common health benefits but they work very differently. Cost, coverage, and when to offer each.
Auto-enrolment is a legal obligation, but handled well it becomes one of the most valued benefits you offer. Contributions, providers, salary sacrifice, and common mistakes.
How salary sacrifice works, which benefits qualify, and how much employees and employers save on tax and NI. A practical guide for UK SMEs.
You do not need a Head of Reward to have a benefits strategy. You need a process. Most growing businesses are too big to ignore benefits, but too small to manage them properly.
An employer puts together what they think is a solid benefits package. Six months later, an employee hands in their notice mentioning feeling undervalued. The disconnect is almost never about what is on offer.
Employee benefits tool for growing UK employers. Score your staff perks, find the gaps, and build a package your team will actually value.
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