Provider comparison
TPT Retirement vs Smart Pension
Side-by-side comparison from the PerkIQ directory. Cover, pricing, regulator status, and fit at a glance.
Category
Pension & Retirement
Pension & Retirement
Best for
Employers and pension scheme trustees
Businesses of all sizes
Pricing model
On request
Depends on employer size and set-up route
UK presence
Since 1946
UK master trust
Regulator
See The Pensions Regulator's master trust list
Master trust authorised by The Pensions Regulator
Strapline
TPT Retirement Solutions is a pension consolidation specialist running defined contribution and defined benefit master trusts.
Smart Pension runs a workplace pension master trust with a digital set-up for employers and an app for members.
What's included
- DC master trust. A defined contribution workplace pension run by a trustee board.
- DB consolidation. Options for defined benefit schemes looking to consolidate.
- Responsible investment. Long-standing focus on investing responsibly.
- Owned by a pension fund. TPT is owned by a pension fund rather than shareholders.
- Online set-up. Employers set up and run the scheme online.
- Member app. Employees check and manage their pension in an app.
- Payroll integrations. Connects to payroll software including Xero, Sage and IRIS.
- Fund choice. A default fund plus other options, including responsible investment funds.
At a glance
- Operating since 1946
- DC and DB master trusts
- Pension consolidation specialist
- Responsible investment
- Authorised by The Pensions Regulator
- Digital set-up
- Member app
- Payroll integrations
Pick the right one with data, not a sales pitch
Score your benefits stack with PerkIQ and you'll see which of these (or another provider entirely) closes the biggest gaps for your team.
Information on this page is editorial, gathered from public sources and the providers' own materials, and does not constitute financial advice or a recommendation. For a quote, contact each provider directly or speak to an FCA-authorised broker. PerkIQ is not a reseller and earns no commission on provider sign-ups.